Minimum Balance

Checking


Low $100.00 Minimum!

This is our low-minimum account that’s
economical and easy to manage.  It offers:

• Minimum opening deposit of $100.00.
• Low $100 minimum balance.
• Unlimited check writing.
• No per check charge.
• No monthly service charge with a low $100 minimum balance in checking or $1000 in a Regular Savings Account.**
• Overdraft protection.  Ask for details.
• Free Standard On-line NetBanking.


• Imaged checks returned with monthly statement.


• Free 3-ring notebook with 12 monthly tabs.


• Free use of our 24-Hr. ATMs.*


• Check and Cash Card, with approved credit only.


• Satisfaction guarantee

For accounts not meeting either of the above monthly minimums, the service charge is $6.00.
 

Value Checking

Your Basic “No Cost” Checking! 

Mountain Valley’s Value Checking is an economical choice for customers who need just a basic checking account:    

• Minimum opening deposit of $100.00
• No minimum balance.
• Unlimited check writing.
• No per check charge.
• Free Standard On-line NetBanking.
• Free use of our 24-Hr. ATMs.*
• Monthly statement provided without check images.
• Check and Cash Card, with approved credit only.

Value Checking offers you all these services at no charge. 

Mountain Valley

Plus Account

Worry Free, Hassle Free Checking!

The Mountain Valley Plus Account is one
of the most popular checking accounts. 
It offers:

• Minimum opening deposit of $100.00
• No minimum balance.
• Unlimited check writing.
• No per check charge.
• Overdraft protection.  Ask for details.
• Free Standard On-line NetBanking.
• Imaged checks returned with monthly statement.
• Free 3-ring notebook with 12 monthly tabs.
• Free use of our 24-Hr. ATMs.
• Check and Cash Card, with approved credit only.
• Free… special corporate duplicate or wallet style checks.
• Discount on other personal style checks.
• One signature Traveler Cheques, no fee.
• VISA® Gold with no annual fee, with approved credit.
• Cashiers checks or money orders -- no charge.
  (a maximum of three per week)

The Plus Account also offers a “relationship checking”** feature.  Pay no monthly service charge by keeping $2,000 or more in any combination of these accounts:  any Mountain Valley checking account, regular savings, money market  and/or certificate of deposit. 

For accounts not meeting the monthly "relationship banking" of $2,000.00 or more, the service charge
is a low $8.50.

NOW Account

Unlimited Check Writing With Interest
Plus a Low $250 Minimum Balance!

Mountain Valley Bank's NOW Account is a popular checking service with a low $250 minimum balance.

• Minimum opening deposit of $250.00
• Low $250 minimum balance or $1,000 average collected balance.
• Unlimited check writing.
• No per check charge.
• Earn interest on all your collected funds.
• Overdraft protection.  Ask for details.
• Check and Cash Card, with approved credit only.
• Free Standard On-line NetBanking.
• Imaged checks returned with monthly statement.
• Free 3-ring notebook with 12 monthly tabs.
• Free use of our 24-Hr. ATMs.

For accounts not meeting the minimum or
average balance, the monthly service charge is $12.00.

Super NOW Account
Earn Higher Interest With Higher Balances.

The Super NOW Account is especially
designed for customers who keep larger balances in their account.
 

• Minimum opening deposit of $1000.00
• $1,000 minimum balance or $2,500 average
  collected balance.
• Unlimited check writing.
• No per check charge.
• Earn interest on all your collected funds.
• Earn higher rates with larger balances.
• Overdraft protection.  Ask for details.
• Free Standard On-line NetBanking.
• Imaged checks returned with monthly statement.
• Free 3-ring notebook with 12 monthly tabs.
• Free use of our 24-Hr. ATMs.
• Check and Cash Card, with approved credit only.

For accounts not meeting the minimum or
average monthly balance, the service charge is $12.00. 

Ambassador 50 Account

Premier Services For People 50 and Better!
 

• Minimum opening deposit of $100.00
• Unlimited check writing.
• No per check charge.
• Earn interest on all your collected balance.
• Overdraft protection.  Ask for details.
• Free Standard On-line NetBanking.
• Imaged checks returned with monthly statement.
• Free 3-ring notebook with 12 monthly tabs.
• Free use of our 24-Hr. ATMs.
• Check and Cash Card with approved credit only.
• Free… special corporate duplicate or wallet style checks.
• Discount on other personal check styles.
• One Signature Travelers Cheques, no fee.
• VISA® Gold with no annual fee, with approved credit.
• Cashier’s checks or money orders with no fee.
  (a maximum of five per month)
• Safe deposit box.  Receive discount credit on new box rental for the first year.
  (where available).

The Ambassador 50 Account also offers a rent free Safe Deposit Box for customers keeping a $10,000 or more in any combination of these accounts:  any Mountain Valley checking account, regular savings, money market, or certificate of deposit.  Visit with a Personal Banker for more details.

For more information contact a
Personal Banker
at any of our locations.

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